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Exam dates, pattern notes and rule changes that matter for promotion exams. Each change is reflected in the Unnati app.
Exam schedule16 October 2026
General cadre: MMGS-II to MMGS-III on 26 December 2026 (Saturday, afternoon); Clerical to JMGS-I, Merit and Normal-cum-Seniority channel, on 3 January 2027 (Sunday, morning); Clerical to JMGS-I, Trainee Officer channel, on 10 January 2027 (Sunday, morning); JMGS-I to MMGS-II on 17 January 2027 (Sunday, afternoon). Specialist cadre exams are on 9 and 24 January 2027.
Exam pattern16 October 2026
MMGS-II to III: 140 objective questions (70 marks, 100 minutes) and a descriptive paper (30 marks, 80 minutes). JMGS-I to MMGS-II: 150 objective questions (75 marks, 120 minutes), including 20 on English comprehension. Clerical to JMGS-I: Merit / NCS 140 questions (100 marks, 150 minutes); Trainee Officer 120 questions plus an essay (100 marks, 150 minutes). See the syllabus pages for section-wise marks.
RBI policy07 October 2026
The Monetary Policy Committee raised the policy repo rate by 25 basis points and changed the stance from neutral to calibrated tightening. RBI revised its FY27 projections to 7.1% for real GDP growth and 5.2% for CPI inflation.
Customer service01 July 2026
The RB-IOS 2026 came into force on 1 July 2026. A customer can approach the RBI Ombudsman if the bank rejects a complaint or does not reply within 30 days; the complaint must be made within the period allowed under the scheme.
Lending01 April 2026
For loans to micro and small enterprises sanctioned or renewed on or after 1 April 2026, banks must not accept collateral security for loans up to ₹20 lakh.
Deposits01 November 2025
Under the Banking Laws (Amendment) Act, 2025 and the Banking Companies (Nomination) Rules, 2025, in force from 1 November 2025, a deposit account can have up to four nominees, simultaneous or successive; lockers and safe custody articles allow successive nomination only.
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